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Wallet by BudgetBakers

An app that puts your accounts and budgets in one place.

Money & subscriptionsEveryday budgetingCouples and shared budgetsFree plan+2 more

What Wallet by BudgetBakers does

Wallet by BudgetBakers is a money manager for tracking every account you have, from cards to cash, and setting budgets on top. The free plan is manual. Premium adds bank sync and lets you share finances with a partner or family. It works on iPhone, iPad, Android and the web.

Track cards, bank accounts, cash and vouchers together
Automatic bank sync with auto-sorting on Premium
One-time or repeating budgets, plus savings goals
Share finances with a partner or family on Premium
Planned payments for regular bills
Web app that stays in sync with your phone

Wallet is for people who like to see everything in one place. You add your accounts, log or import transactions, and the app sorts them into categories and charts. Budgets can be one-off or repeat every month, and goals show whether you're on track to hit a savings target.

The free version works well if you don't mind entering things yourself or importing a file from your bank. Premium is where it gets automatic: it connects to many banks, sorts transactions for you, and lets you set up a shared group with a partner or family. Planned payments remind you about regular costs like rent, though Wallet doesn't pay bills for you.

It sits between a simple expense log and a full budgeting system. You get a lot of control over categories, currencies and reports, plus a web app for bigger screens. The trade-off is that the best parts sit behind Premium, and features can differ a little between iPhone, Android and web.

Alternatives to Wallet by BudgetBakers

Monarch MoneyOne shared view of your money, with a budget style you pick
Everyday budgetingCouples and shared budgets
From $14.99/mo7-day free trial
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BuddyA friendly budget you can share, with who-spent-what built in
Everyday budgetingCouples and shared budgets
Free, paid from $9.99/moFree plan
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SpendeeA friendly spending tracker with wallets you can share
Everyday budgetingCouples and shared budgets
Free, paid from $1.99/moFree plan
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Rocket MoneyFinds your subscriptions and can cancel the ones you don't want
Finds subscriptions for youHelp canceling
Free, paid from $7/moFree plan
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YNABGive every dollar a job before you spend it
Zero-based and envelope budgetingCouples and shared budgets
From $14.99/mo34-day free trial
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Who it's for

People who want one view of many accounts and currencies
Couples or families who want to track money together

Skip it if: Anyone who wants free automatic bank sync.

Pricing

Free plan
Free, paid from $5.99/mo

The free plan covers manual tracking and imports. Premium starts at $5.99 a month on the US App Store. Apple also lists Premium options at $14.99 and $29.99 and a $49.99 lifetime plan, but doesn't label every billing period. There's a free Premium trial with no card needed.

Prices can vary by country. Checked 15 Oct 2026.

What people like

  • Free plan is solid for manual tracking
  • Wide bank coverage once you go Premium
  • Web app on top of iPhone, iPad and Android
  • Lots of control over categories and reports

Watch out for

  • Bank sync and sharing need Premium
  • Features differ a bit between platforms
  • US in-app prices don't clearly show billing periods

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Questions people ask

Is Wallet by BudgetBakers free?

Yes, the basic version is free for tracking by hand or importing files. Bank sync and sharing come with Premium.

How much is Wallet Premium in the US?

On the US App Store, Premium starts at $5.99 a month. There are longer plans and a $49.99 lifetime option too.

Can I share Wallet with my partner?

Yes, on Premium. You can set up a shared group with a partner or family and manage money together.

Does Wallet work on a computer?

Yes. There's a web app that syncs with the iPhone, iPad and Android apps.