EveryDollar
An app that plans a monthly budget down to the last dollar.
What EveryDollar does
EveryDollar is a zero-based budgeting app from Ramsey Solutions. You plan each month so income minus spending equals zero, then track against that plan. The free version is fully manual, and Premium adds bank sync. It works on iPhone, iPad, Android and the web.
EveryDollar keeps budgeting simple. At the start of each month you list your income, then give it all a place: bills, groceries, savings, fun. When the plan adds up to zero, you're done, and you track spending against it as the month goes.
The free version covers a lot. You get unlimited categories, sinking funds for bigger costs you save toward, split transactions and bill due dates. The catch is that you type in every purchase yourself, which some people love and others fall behind on. Premium connects your bank so transactions show up on their own, and adds paycheck-based planning, custom reports and CSV export. There's also a household option so two people can run one budget with separate logins.
If you want a clear monthly plan and don't mind logging spending by hand, the free plan is one of the better ones out there. Premium is pricey if you pay monthly, so the yearly plan makes more sense if you upgrade.
Alternatives to EveryDollar
Who it's for
Skip it if: Anyone who wants free automatic bank sync. People outside the US who want the mobile app.
Pricing
Free planThe free plan is free for as long as you want, with manual entry. Premium is $17.99 a month or $79.99 a year (about $6.67 a month), and new members get a 14-day free trial.
Prices can vary by country. Checked 15 Oct 2026.
What people like
- Generous free plan with unlimited categories
- Easy to set up and customize
- Couples can share one budget
- 14-day trial to test Premium
Watch out for
- Free plan means typing in every purchase
- Premium is expensive if billed monthly
- Even with Premium you still sort transactions yourself
- Mobile apps can only be downloaded in the US
Want a budget that follows your own rules? Build your own.
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Try this idea: “a simple monthly budget app where I list my income, give every dollar a category until it hits zero, and log purchases by hand”
Questions people ask
Is EveryDollar free?
Yes. The free version lets you build a full monthly budget and track spending by entering it yourself. Premium is paid.
Does EveryDollar connect to my bank?
Only with Premium. On the free plan you add transactions by hand.
How much is EveryDollar Premium?
$17.99 a month or $79.99 a year, with a 14-day free trial for new members.
Can couples use EveryDollar together?
Yes. A household feature lets two people manage one budget, each with their own sign-in.