Goodbudget
An app that splits your money into envelopes you can share.
What Goodbudget does
Goodbudget is an envelope budgeting app. You split your income into digital envelopes like rent, groceries and fun, and spend from them until they're empty. The free plan is fully manual, so no bank login is needed, and you can share one budget with a partner. It works on iPhone, Android and the web.
Goodbudget takes the old cash-envelope habit and puts it on your phone. When money comes in, you fill your envelopes. When you spend, you take it out of the right one. Once an envelope is empty, you either stop or move money over from another one, which makes trade-offs very real.
The free plan is manual. You type in transactions or upload a file from your bank, so you never have to hand over a bank login. That makes it a good fit if you like privacy, or if logging spending helps you stay aware. Budgets can run monthly, weekly or around a biweekly paycheck, and annual envelopes help you save up for costs like car insurance.
It syncs across devices, so you and a partner can both see and update the same envelopes. Premium removes the envelope and account limits, keeps more history and adds bank sync for US banks. If you want a simple, shared method that doesn't need your bank, Goodbudget is one of the easiest ways to start.
Alternatives to Goodbudget
Who it's for
Skip it if: Anyone who wants automatic tracking for free. People with lots of accounts on the free plan.
Pricing
Free planThe free plan gives you 10 regular envelopes, 10 annual or goal envelopes, 1 account, 2 devices and a year of history. Premium is $10 a month or $80 a year, with unlimited envelopes and accounts, 5 devices, 7 years of history and US bank sync. There's no trial, but you can ask for a refund within 30 days.
Prices can vary by country. Checked 15 Oct 2026.
What people like
- Free forever plan, not just a trial
- Simple method that's easy to learn
- Works without a bank login
- Easy to share with a partner
Watch out for
- Free plan limits you to 20 envelopes and 1 account
- Free means typing in every transaction
- Bank sync only works with US banks
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Questions people ask
Is Goodbudget free?
Yes. The free plan never expires and includes 20 envelopes, 1 account and 2 devices. Premium is $10 a month or $80 a year.
Do I have to connect my bank to Goodbudget?
No. On the free plan you enter transactions yourself. Premium adds optional bank sync for US banks.
Can couples share a Goodbudget budget?
Yes. The budget syncs across devices, so you and your partner see and update the same envelopes.
What is envelope budgeting?
You split your money into envelopes, one per category, and only spend what's in each one. When an envelope is empty, you're done spending there until you refill it.