NextPayPlanner
An app that shows what's due before payday and what you can spend.
What NextPayPlanner does
NextPayPlanner is a small, free iPhone app that answers one question: what do I have to pay before my next paycheck, and how much can I spend until then? It groups your bills by pay period and gives you a daily spending number. It's a solo project that launched in early 2026.
NextPayPlanner skips spending categories and starts from your paydays. You enter your pay schedule and your bills, and it shows which ones land before the next check. Bills are grouped by pay period, so you can see each stretch between paychecks as its own small plan.
The number most people will look at is the safe daily spend. After your upcoming bills are set aside, the app estimates how much you can spend each day until payday. There's also a quick check for whether a purchase fits, and a preview of the bills coming up next. The developer says the app collects no data, and you can lock it with Face ID.
Keep your expectations small. It has a single rating, the last update was in March 2026, and it needs iOS 26 or later. There's no bank sync, no reports we could confirm and no Android version. If you want a free, private answer to "am I OK until Friday?", it's worth trying. If you want a full budget, look at a bigger app.
Alternatives to NextPayPlanner
Who it's for
Skip it if: People on older iPhones that can't run iOS 26. Anyone who wants detailed budgets or reports.
Pricing
Free planNextPayPlanner is free to download and the App Store lists no in-app purchases.
Prices can vary by country. Checked 15 Oct 2026.
What people like
- Completely free, with no purchases listed
- Very focused, so there's little to learn
- Privacy label says no data is collected
Watch out for
- Needs iOS 26 or later
- Only one rating and few updates so far
- No Android, web or bank import
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Questions people ask
Is NextPayPlanner free?
Yes. It's free and the App Store shows no in-app purchases.
Does NextPayPlanner connect to my bank?
No. You type in your paydays and bills yourself.
Does it pay my bills?
No. It shows what's due before payday and what you can spend. You pay bills yourself.
Which iPhones can run it?
It needs iOS 26 or later, so older phones that can't update won't work.