apps that…by

Pocket Clear

An app that logs your spending offline in seconds.

Money & subscriptionsManual and private trackersCouples and shared budgetsFree plan+2 more

What Pocket Clear does

Pocket Clear is a quick, private expense tracker. You log spending by hand in a few seconds, it works fully offline, and there's no bank login or ads. Pro adds cloud sync, budgets and Partner Mode, so two people can see their spending side by side. It's on iPhone, iPad and Android.

Log an expense in a few taps, fully offline
Pay cycles that match weekly, biweekly or monthly pay
Partner Mode with Me, Partner and Combined views (Pro)
Category budgets, rollover and savings goals (Pro)
Groups for splitting shared costs and a trip view (Pro)
No bank login and no ads

Pocket Clear is built for speed. You tap in money in or money out, pick a category, and you're done. Suggested entries let you repeat common expenses in one tap, and you can set your month to start on payday, or track weekly, biweekly or twice-monthly pay cycles.

Privacy is the main pitch. Your data lives on your phone by default, and the developer says the free version never uploads anything. If you want backup, Pro adds optional cloud sync. It doesn't connect to banks at all, though on iPhone you can set up a Shortcut that logs Apple Pay taps for you.

Partner Mode is the couples feature. Each of you keeps your own account and logs your own spending, then you link with a short code and switch between Me, Partner and Combined views. Both people need Pro for it. Newer Pro features add groups for splitting shared costs and a trip view for travel spending. It's a young indie app, launched in 2026, so expect it to keep changing.

Alternatives to Pocket Clear

GoodbudgetDigital cash envelopes you can share with your partner
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Monarch MoneyOne shared view of your money, with a budget style you pick
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YNABGive every dollar a job before you spend it
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SplitwiseTrack who owes what with roommates, trips and partners
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HoneydueSee your money as a couple, and choose what you share
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BuddyA friendly budget you can share, with who-spent-what built in
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Who it's for

People who want a private tracker that works offline
Couples who each want their own log plus a combined view

Skip it if: Anyone who wants bank transactions imported automatically.

Pricing

Free plan
Free, paid from $4.99/mo

Core tracking is free forever. Pro costs $4.99 a month or $34.99 a year in the US, both with a 1-month free trial. There's also a $199 lifetime option. Partner Mode needs Pro on both accounts.

Prices can vary by country. Checked 15 Oct 2026.

What people like

  • Very fast manual entry
  • Generous free plan with no ads
  • Partner Mode keeps two separate logs but one shared picture
  • Long 1-month free trial of Pro

Watch out for

  • Partner Mode needs Pro for both people
  • No bank connection, so you log everything yourself
  • New app from a small team, launched in 2026

Want a couples tracker that fits how you two split things? Build your own.

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Try this idea: “an app where my partner and I each log our spending offline, then flip between my view, their view and our combined month”

Questions people ask

Is Pocket Clear free?

Yes, the core tracker is free with no ads. Pro adds sync, budgets and Partner Mode for $4.99 a month or $34.99 a year.

Does Pocket Clear connect to my bank?

No. You log spending yourself. On iPhone you can set up a Shortcut so Apple Pay taps get logged for you.

How does Partner Mode work?

Both of you need Pro and cloud sync. You link with a short code, then switch between your spending, theirs, or both combined.

Does Pocket Clear work offline?

Yes. It works fully offline, and the free version keeps everything on your device.