Bluecoins

Bluecoins leans toward the detailed end of personal finance apps. You track spending, income and budgets across your accounts, and the app turns it into monthly reports and charts. When you need the numbers somewhere else, like for taxes or a shared family spreadsheet, you can export your records to a spreadsheet or PDF.

It doesn't connect to your bank, so everything goes in by hand. That's more work, but it also means you never share a bank login. The developer says no data is collected through the iPhone app. Recent updates focused on keeping data in sync across devices and making reminders and recurring transactions carry over more reliably.

The iPhone version first came out in late 2022. Bluecoins suits people who like spreadsheets but want an app to do the sorting and charts. If you want something you can set up in two minutes, a simpler tracker will feel lighter.